Terms of Service

The rules for using ZARI.

These terms explain account access, onboarding, product subscriptions, payments, records, and the responsibilities that keep the platform fair for every investor.

ZARI guidance
ZARI account onboarding screen

Core information

Clear rules, plain language, audit-ready records.

Account eligibility

You must provide accurate identity, residency, tax, and contact information. ZARI may pause or decline access when KYC, sanctions, AML, or regulatory checks cannot be completed.

Product subscriptions

Each investment requires review and acceptance of the relevant contract, risk disclosure, expected return assumptions, fees, tenor, and payment instructions before funds are committed.

Payments and settlement

Deposits, withdrawals, transfers, and investment movements are processed through approved banking and payment partners. Timing may vary by payment rail, review status, and compliance controls.

Platform records

Electronic records, signed PDFs, transaction references, timestamps, and audit logs are used as the operational record for account activity unless corrected through a formal support request.

Responsible use

You may not misuse the service, submit false documents, attempt unauthorised access, bypass controls, or use ZARI for prohibited business, speculative, or unlawful activity.

Changes and support

ZARI may update these terms as products, regulation, or payment partners change. Material updates will be communicated through the website, app, or account email.

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Verified accounts

Access depends on successful identity, phone, document, sanctions, and onboarding checks.

contract

Contract-first investing

No investment should proceed until the investor has reviewed and accepted the product contract.

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Human escalation

Disputes, corrections, and account issues can be raised with support for review.

Ready to move from intention to action?

Create your ZARI profile, complete KYC, and review every contract before a single XAF is committed.

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